Money on Your Terms

Money on Your Terms

A Gen Z Guide to Budgeting, Credit, Investing, Student Loans, and Building Real Wealth Early

by Dylan N. Trent

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About This Book

Take Control of Your Money Without the Shame

Money on Your Terms is a practical, Gen Z-friendly guide to budgeting, credit, student loans, investing, and building real wealth early. It starts with the reality of your first paycheck and shows you how to turn income into a system you can actually follow.

Inside, you’ll learn how to:

  • Read a pay stub and understand take-home pay
  • Build a realistic budget that fits real life
  • Use checking, savings, and high-yield savings accounts wisely
  • Handle credit cards, consumer debt, and student loans responsibly
  • Start investing with small amounts and think long term
  • Avoid overdrafts, fees, scams, and other common money traps
  • With sample dollar amounts, simple calculations, checklists, and clear next steps, this book helps you make intentional choices without jargon or judgment. If you want a straightforward system for spending wisely, saving consistently, and building financial freedom on your own terms, this is your starting point.

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    ISBN: 9781456687397